Secured 贷款 and Lines of Credit
- Get one of our lowest rate loans
- Build or improve credit
- Earn dividends on your held funds
Secured 贷款 and Lines of Credit
- Get one of our lowest rate loans
- Build or improve credit
- Earn dividends on your held funds
Secured loan and line of credit rates and terms
Secured 贷款 and Lines of Credit
Secured loan and line of credit rates and terms
Share-Secured Loan
Variable Rate*
3.09%
definition for Annual Percentage Rate (APR) :
Annual Percentage Rate (APR)
Up to 96 months
definition for Payment period :
Payment period
Compensating share balance required
Certificate-Secured Loan
Variable Rate*
Earning rate + 3.00%
definition for Annual Percentage Rate (APR) :
Annual Percentage Rate (APR)
Up to 96 months
definition for Payment period :
Payment period
Compensating certificate balance required
Share-Secured Line of Credit
Variable Rate*
3.09%
definition for Annual Percentage Rate (APR) :
Annual Percentage Rate (APR)
Based on 4% of balance
definition for Payment period :
Payment period
Compensating share balance equal to limit
* 利率 and terms listed are current as of August 1, 2023. 利率 and terms are subject to change at WSECU's discretion.